General Liability Business Insurance

General liability business insurance is a foundational policy that protects businesses from a wide range of common risks and liabilities. This type of insurance covers legal fees, settlements, and medical expenses in cases of bodily injury, property damage, and advertising injury caused by the business’s operations, products, or on its premises. It is crucial for businesses to have this coverage as it shields them from the potentially devastating financial consequences of lawsuits and claims. General liability insurance is often required for commercial leases and contracts, making it an essential component of risk management for businesses of all sizes and types. Its purpose is to ensure that a company can continue operating even in the face of legal challenges or claims of negligence.